This has been a long time coming. When we moved back, we had every intention to find a local bank or credit union when we returned, but we honestly got a little lazy. We started with a big bank because my little sister was working at one at the time as a teller and she got a little bonus for signing new people up. The thing about big banks--they are convient. We didn't switch because of their easy online access (since our REI credit card is also from the same bank) and the abundant supply of ATMs (I hate ATM fees).
So, we are finally now proud members of Wings Financial Credit Union (formally City-County). There are many great credit unions and local banks in Minneapolis that our neighbors on our e-Democracy listserv recommended. We first narrowed our search by only going to visit those with Saturday hours because of our busy weekdays. We also wanted a credit union with more than one location in Minneapolis. We did a credit union tour on Saturday and popped into three different candidates. We went with Wings because they were in a convenient spot not too far from our duplex, very helpful and able to answer our questions with the most ease. In one place we visited, everyone smelled liked cigarette smoke and another was just so busy and not as conveniently located.
Additionally, Wings offers easy online banking, phone app for mobile banking, Twin Cities themed checks, 0.25% APY for our checking, 0.50% for our savings (0% and 0.05% at US Bank, respectively), and great CD options. We also feel apart of a banking family by having the ability to vote on the board of directors and attend annual meetings. Here's to truly local banking!
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